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[OK, MO] Regent Bank $2,000 Business Checking Bonus (In-Branch)


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Offer at a glance

  • Maximum bonus amount: $2,000
  • Availability: Must open in branch (Oklahoma and Missouri areas)
  • Direct deposit required: None
  • Additional requirements: Yes, see below
  • Hard/soft pull: Unknown 
  • ChexSystems: Unknown
  • Credit card funding: Yes, up to $10,000, unsure if possible in branch Card funding is generally not possible in-branch
  • Monthly fees: Avoidable
  • Early account termination fee: Unknown
  • Expiration date: Unknown

The Offer

Direct Link to offer

  • Regent Bank is offering a $2,000 when you open a business checking bonus in a branch (Oklahoma, Missouri):
    • Open any Regent Business Checking Account with a minimum opening deposit of $200, but maintain a minimum balance of $50,000 for 90 days.
    • Make at least 10 debit card transactions within the initial 90 day period.
    • Bonus will be deposited into your Regent Business Checking Account within 10 days after the initial 90 day period.

The Fine Print

  • One bonus per client.
  • Account must be opened after 7/10/23
  • Applies to business accounts only, including Regent Free Business Checking, Regent Account Analysis & Regent Cares Non-Profit Business Checking & Cannabis Business Checking.  View Business Checking Options.
  • This is a limited time promotion.

Avoiding Fees

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Open the Simple Business Checking and it’s completely fee-free.

Our Verdict

You are locking up $50,000 for 90 days to get this bonus. Overall it still could be a nice deal: if we assume you’re forgoing a 5.5% interest rate account, you’ll lose around $700 in interest and get $2,000 instead. Another way of looking at it is that you’ll be earning around 16% interest on the 90 days that the funds are locked up.

And who knows – maybe you’ll like the bank and decide to keep them long term as well for your business banking needs.

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Hat tip to reader PW


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