Navy Federal Credit Union (NFCU) $50 CD Bonus [Targeted?]

The Offer

Direct Link to offer (Targeted?)

  • Navy Federal Credit Union is offering a $50 bonus when you open a new EasyStart Share Certificate and make 3 scheduled transfers by April 30, 2024.

The Fine Print

  • Offer valid as of January 8, 2024.
  • Available to the original recipient of this offer email only; not intended for forwarding or sharing.
  • To qualify for the $50 bonus, members must open a new EasyStart Share Certificate beginning January 8, 2024 and complete a total of three (3) automatic/recurring transfers by April 30, 2024.
  • All EasyStart terms eligible: 12-month, 18-month, and 24-month. Share certificates only.
  • A minimum opening deposit of $50 is required at account opening. Available automatic/recurring transfer frequencies: weekly, biweekly, and monthly.
  • Primary account holders 18+ years of age and original offer recipients only.
  • Special EasyStart Certificates are not eligible for this offer.
  • Manual/one-time transfers are not eligible for the offer.
  • Other offer exclusions include IRA and ESA products; Navy Federal Business Solutions accounts; and Navy Federal Trust accounts.
  • The qualifying $50 bonus will be credited to the primary owner’s share savings account by May 31, 2024.
  • Penalties apply for early withdrawals from the certificate, including any earned dividends. Members may consult a tax consultant or obtain legal advice regarding any tax implications related to the dividend or bonus. Taxes related to the bonus are the member’s responsibility. Navy Federal does not provide tax advice. Limit one $50 EasyStart Share Certificate bonus per member access number.
  • Annual Percentage Yield (APY) for accounts – EasyStart Certificate 12-month term 4.95%, 18-month term 4.45%, 24-month term 4.15%. APYs are accurate as of 12/12/2023. Other restrictions may apply.

Our Verdict

Not a large bonus, yet a fairly simple deal to do without large money tied up. What’s cool about NFCU CDs is that the are ‘add-on’ CDs whereby you can lock in the rate now with a small amount of money and then add more into your CD over time if the rate is looking good at a future date.

It’s worth reaching out to NFCU to verify you are eligible for the offer.

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