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Earn $2,000 Bonus with New Citi Business Checking Account


Citi Business Checking Bonus

$2,000 Citi Business Checking Bonus

Citi is offering once again a huge bonus for new business checking accounts. You can get as much as $2,000 if you deposit the required $200K, but there are also smaller bonuses available that you can get with less money. The offer is available in branch only through July 8, 2024.

How to Earn This Bonus

You can earn a bonus of up to $2,000 in cash when you open a new Citibank Business Checking account. To earn this bonus, you will need to make a qualifying deposit of $5,000 or more in new-to-Citibank funds. You need to complete that deposit within the first 30 days. Then, keep the money in the account for 60 calendar days after deposit.

The bonus that you earn depends on the amount that you deposit, and keep in your new account. Here are the bonuses you can earn and required balances for each tier:

When you deposit Cash Bonus
$200,000 + $2,000
$100,000 – $199,999 $1,500
$20,000 – $99,999 $750
$5,000 – $19,999 $300

The Cash Bonus for which you qualify will be credited to your Citibank business checking account within 90 days from the end of the month in which you complete all Offer requirements.

Who Is Eligible?

All accounts must be opened in person at a Citibank branch location. You can walk into any branch and ask about the offer. it should be available.

Only “New-to-Citibank Customers” are eligible to participate in the Offer. New-to-Citibank customers do not have, and at any time during the 180 days immediately preceding the date on which they open a new CitiBusiness® (Analyzed), Streamlined or Flexible Checking Account did not have, a Citibank business checking account.

Only customers of Citibank Retail Business Banking are eligible to participate in the Offer.

Account Fees

CitiBusiness Streamlined Checking Account is probably the best option. It comes with a monthly fee of $15 and is waived have an average monthly balance of $5,000 or more.

Guru’s Wrap-up

While this Citi Business Checking bonus can earn you up to $2,00, the best rate is for the smallest bonus of $300. You will earn a rate of 36% APY for those 60 days that you need to keep the money in the account. The $2,000 bonus works out to a 6% APY which is still decent, but not that much better that what you can currently get with many high-eld accounts.

The offer is available in branch only. You can also fill out the form in the bonus page if you prefer to have a Citi representative contact you.

Bank bonuses are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.


Link & Key Details

  • OFFER PAGE
  • Bonus: $200 to $2,000
  • Account Type: Business Checking
  • Availability: Nationwide (in-branch)
  • Inquiry Type: Soft pull
  • Credit Card Funding: No
  • Direct Deposit Requirement: No
  • Other requirements: $5K to $200K deposit for 60 days
  • Monthly Fee: $15 (you can waived it)
  • Closing Account Fee: Unknown
  • Expiration Date: 7/8/24

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