[CA] Valley First Credit Union $500 Business Checking Bonus

Offer at a glance

  • Maximum bonus amount: $500
  • Availability: Calaveras, Fresno, Kern, Kings, Madera, Mariposa, Merced, Sacramento, San Joaquin, Stanislaus, Tulare, and Tuolumne Counties.  in CA
  • Direct deposit required: None
  • Additional requirements: See below
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: $12, avoidable
  • Early account termination fee: None
  • Household limit: None listed
  • Expiration date: None listed

The Offer

Direct link to offer

  • Valley First Credit Union is offering a $500 business checking bonus when you following requirements are met:
    • Account must be open for 100 days
    • Receives average deposits of at least $1200 per month during that period

The Fine Print

  • Offer available on Small Business Checking, Business Checking, Interest Business Checking, and Impact Business Checking.
  • Offer does not apply if you have an existing Valley First Credit Union business checking account or have closed a Valley First business checking account within the last 12 months, including joint account ownership. Cannot be combined with other offers.
  • Business must meet Valley First membership eligibility requirements including payment of a $5 one-time membership fee and deposit of $25 to a Business Share Savings Account
  • $500 bonus will be posted to the business checking account after it is open for 100 days and receives average deposits of at least $1200 per month during that period.
  • These fees are waived on the business checking account: monthly maintenance, deposit transaction, cash deposit, and cash order.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Business checking has a $12 monthly fee. Waived with a $1,500+ average daily checking balance OR $4,000+ average daily combined balance).

Early Account Termination Fee

None but account does need to be open for 100 days at least.

Our Verdict

There is also a $200 personal checking bonus. This is an awesome bonus as it’s easy to keep the account fee free and trigger the bonus. We will add this to the best bank bonuses even though we don’t know if it’s a hard or soft pull.

Hat tip to reader prunecity

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