spot_img

The best time to apply for these popular Citi credit cards based on offer history


If you’re considering applying for a credit card, you’re probably wondering whether the current sign-up bonus is worth it.

Welcome offers can change frequently, and it can be hard to know whether the current offer on a card provides the value you’re looking for. There’s no easy answer to precisely when is the best time to apply for a card, but it does help to know what a card has offered in the past when evaluating the current offer.

We’ve rounded up the offer history on the most popular cards from Citi to help you find the best time to apply for each card.

Best Citi credit card sign-up bonuses

Card Best welcome offer we’ve seen When to apply
Citi Premier® Card Earn 80,000 bonus points after spending $4,000 on purchases with your card within the first three months of account opening. When the bonus offer is 80,000 points or higher
Citi Custom Cash® Card Earn $200 cash back after you spend $1,500 on purchases in the first six months of account opening. When the bonus offer is $200 cash back or higher
Citi Double Cash® Card Earn $200 cash back after spending $1,500 on purchases in the first six months. If there is any cash-back welcome offer
Citi Rewards+® Card Earn 25,000 bonus points after you spend $1,500 in purchases with your card within three months of account opening. Plus, earn 5 points per dollar spent on hotels, car rentals, and attractions (excluding air travel) booked on the Citi Travel Portal through June 30, 2024. When the bonus offer is 20,000 points or higher
Citi® /  AAdvantage® Platinum Select® World Elite Mastercard® Earn 75,000 bonus miles after spending $3,500 within the first four months of account opening. When the bonus offer is higher than 50,000 miles
Citi® / AAdvantage® Executive World Elite Mastercard® Earn 100,000 miles after you spend $10,000 on purchases in the first three months of account opening. When the bonus offer is higher than 80,000 miles
CitiBusiness® / AAdvantage® Platinum Select® Mastercard® Earn 80,000 bonus miles after spending $5,500 within the first three months of account opening. When the bonus offer is higher than 50,000 miles

The information for the CitiBusiness AAdvantage Platinum Select Mastercard , and the Citi Advantage Platinum Select has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Citi Premier® Card

The Citi Premier card earns 3 points per dollar on gas purchases, dining, groceries, and air and hotel travel. With its simplified model and array of airline transfer partners, the Citi Premier makes earning points for travel hassle-free.

THE POINTS GUY
Approximate date Offer Value*
June 2023 to now Earn 60,000 bonus points after spending $4,000 on purchases with your card within the first three months of account opening. $1,080
April to June 2023 Earn 75,000 bonus points after spending $4,000 on purchases with your card within the first three months of account opening. $1,350
January to April 2023 Earn 60,000 bonus points after spending $4,000 on purchases with your card within the first three months of account opening. $1,080
July 2022 to January 2023 Earn 80,000 bonus points after spending $4,000 on purchases with your card within the first three months of account opening. $1,440
December 2021 to July 2022 Earn 60,000 bonus points after spending $4,000 on purchases with your card within the first three months of account opening. $1,080
October to December 2021 Earn 80,000 bonus points after spending $4,000 on purchases with your card within the first three months of account opening. $1,440
March to October 2021 Earn 60,000 bonus points after spending $4,000 on purchases with your card within the first three months of account opening. $1,080

*Bonus offer value is based on TPG’s valuations and not provided by the credit card issuer.

When to apply for this card: When the bonus offer is 80,000 points or higher.


Learn more: Citi Premier credit card


Citi Custom Cash® Card

With the Citi Custom Cash, you’ll earn 5% cash back on purchases in your top eligible spending category each billing cycle, up to the first $500 spent, and 1% cash back after that. You’ll also earn unlimited 1% cash back on all other purchases. This card launched in mid-2021.

Daily Newsletter

Reward your inbox with the TPG Daily newsletter

Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts

THE POINTS GUY
Approximate date Offer Value*
June 2021 to now Earn $200 cash back after you spend $1,500 on purchases in the first six months of account opening. $200

*Bonus offer value is based on TPG’s valuations and not provided by the credit card issuer.

When to apply for this card: When the bonus offer is $200 cash back or higher.


Learn more: Citi Custom Cash credit card


Citi Double Cash® Card

The Citi Double Cash Card takes all of the stress and complication out of credit card rewards with a simple (yet lucrative) 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases and straightforward cash-back redemption options.

THE POINTS GUY
Approximate date Offer Value*
November 2023 to now Earn $200 cash back after you spend $1,500 on purchases in the first six months of account opening. $200
November 2022 to November 2023 No welcome offer N/A
August to November 2022 Earn $200 cash back after spending $1,500 on purchases in the first six months of account opening. $200
2014 to August 2022 No welcome offer N/A

*Bonus offer value is based on TPG’s valuations and not provided by the credit card issuer.

When to apply for this card: When there is any cash-back welcome offer.


Learn more: Citi Double Cash Card


Citi Rewards+® Card

Every purchase on the Citi Rewards+ Card rounds up to the nearest 10 points. Even a $2 coffee will earn 10 points, which can really stack up over time.

THE POINTS GUY
Approximate date Offer Value*
July 2023 to now Earn 20,000 bonus points after spending $1,500 in the first three months of account opening. $360
April to July 2023  Earn 25,000 bonus points after you spend $1,500 in purchases with your card within three months of account opening. Plus, earn 5 points per dollar spent on hotels, car rentals, and attractions (excluding air travel) booked on the Citi Travel Portal through June 30, 2024. $250+
October 2022 to April 2023 Earn 20,000 bonus points after spending $1,500 on purchases with your card within the first three months of account opening. $200
April to September 2022 Earn 20,000 bonus points after spending $1,500 on purchases with your card within the first three months of account opening, plus 5 points per dollar on a bonus category (travel or restaurants) for $6,000 of spending in the first year. $200+
July 2021 to April 2022 Earn 20,000 bonus points after spending $1,500 on purchases with your card within the first three months of account opening. $200
May to July 2021 Earn 15,000 bonus points after spending $1,500 on purchases with your card within the first three months of account opening. $150

*Bonus offer value is based on TPG’s valuations and not provided by the credit card issuer.

When to apply for this card: When the bonus offer is 20,000 points or higher.


Learn more: Citi Rewards+ credit card


Citi® /  AAdvantage® Platinum Select® World Elite Mastercard®

The Citi AAdvantage Platinum Select’s perks include access to preferred boarding, no foreign transaction fees and a free checked bag on domestic flights, making it an excellent choice for anyone who flies American Airlines regularly.

THE POINTS GUY
Approximate date Offer Value*
May 2023 to now Earn 50,000 bonus miles after spending $2,500 within the first three months of account opening. $750
April to May 2023 Earn 75,000 bonus miles after spending $3,500 on purchases in the first four months of account opening. $1,328
July 2022 to April 2023 Earn 50,000 bonus miles after spending $2,500 within the first three months of account opening. $885
June to July 2022 Earn 75,000 bonus miles after spending $3,500 within the first four months of account opening. $1,328
June 2019 to June 2022.  Earn 50,000 bonus miles after spending $2,500 within the first three months of account opening. $885
April to June 2019.  Earn 60,000 bonus miles after spending $3,000 within the first three months of account opening. $1,062
March to April 2019 Earn 50,000 bonus miles after spending $2,500 within the first three months of account opening. $885
November 2018 to March 2019 Earn up to 50,000 bonus miles: Earn 40,000 miles after spending $2,000 in the first three months and an extra 10,000 miles after spending a total of $6,000 in the first 12 months. $885
May to November 2018 Earn 60,000 bonus miles after spending $3,000 within the first three months of account opening. $1,062
February to May 2018 Earn 30,000 bonus miles after spending $1,000 within the first three months of account opening. $531
November 2017 to February 2018 Earn 60,000 bonus miles after spending $3,000 within the first three months of account opening. $1,062

*Bonus offer value is based on TPG’s valuations and not provided by the credit card issuer.

The information for the Citi AAdvantage Platinum Select World Elite Mastercard has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

When to apply for this card: When the bonus offer is higher than 50,000 miles.


Learn more: Citi AAdvantage Platinum Select credit card


Citi® / AAdvantage® Executive World Elite Mastercard®

The Citi AAdvantage Executive World Elite Mastercard is the elite card in the AAdvantage lineup. Recently, the card increased its perks as well as its annual fee. Cardholders enjoy a complimentary American Airlines Admirals Club membership, a value that alone more than makes up for the card’s $595 annual fee, as well as the addition of up to $360 in annual statement credits for Lyft, Grubhub and eligible car rental purchases.

THE POINTS GUY
Approximate date Offer Value*
Sept. 2023 to now Earn 70,000 miles after spending $7,000 in the first three months of account opening. $1,050
July to Sept. 2023 Earn 100,000 miles after spending $10,000 on purchases in the first three months of account opening. $1,770
December 2022 to July 2023 Earn 50,000 bonus miles after spending $5,000 within the first three months of account opening. $885
October to December 2022 Earn 80,000 bonus miles after spending $5,500 within the first three months of account opening. $1,416
October 2021 to October 2022 Earn 50,000 bonus miles after spending $5,000 within the first three months of account opening. $885
August to October 2021 Earn 50,000 bonus miles and 10,000 elite qualifying miles after spending $5,000 within the first three months of account opening. $885
July 2019 to August 2021 Earn 50,000 bonus miles after spending $5,000 within the first three months of account opening. $885

*Bonus offer value is based on TPG’s valuations and not provided by the credit card issuer.

When to apply for this card: When the bonus offer is higher than 80,000 miles.


Learn more: Citi AAdvantage Executive World Elite Mastercard


CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

The CitiBusiness / AAdvantage Platinum Select Mastercard is excellent for businesses with employees who frequently fly American Airlines. Its perks include a free checked bag on domestic flights, preferred boarding and the potential to earn a companion certificate.

THE POINTS GUY
Approximate date Offer Value*
August 2020 to now Earn 65,000 bonus miles after spending $4,000 within the first four months of account opening. $975
May to August 2020 Earn 70,000 bonus miles after spending $4,000 within the first four months of account opening. $1,239
March to May 2020 Earn 65,000 bonus miles after spending $4,000 within the first four months of account opening. $1,151
October 2019 to March 2020 Earn 70,000 bonus miles after spending $4,000 within the first four months of account opening. $1,239
July to October 2019 Earn 60,000 bonus miles after spending $3,000 within the first three months of account opening. $1,062
April to July 2019 Earn 70,000 bonus miles after spending $4,000 within the first four months of account opening. $1,239

*Bonus offer value is based on TPG’s valuations and not provided by the credit card issuer.

When to apply for this card: When the bonus offer is higher than 50,000 miles.


Learn more: Citi/Business AAdvantage Platinum Select credit card


Bottom line

When you’re considering applying for a Citi card — or any card — you’ll want to determine whether its sign-up bonus provides substantial value.

Use our other offer history guides as a reference point as you evaluate the pros and cons of signing up for cards from the major issuers:



Source link

Related Articles

LEAVE A REPLY

Please enter your comment!
Please enter your name here

- Advertisement -spot_img

Latest Articles