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[CA Only] Redwood Credit Union $250 Checking Bonus

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Offer at a glance

  • Maximum bonus amount: $250
  • Availability: If you currently live or work in Sonoma, Lake, Marin, Napa, Mendocino, San Francisco, Solano, or Contra Costa counties
  • Direct deposit required: Yes, $500+
  • Additional requirements: Use promo code
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Up to $500
  • Monthly fees: None
  • Early account termination fee: Unknown
  • Household limit: None
  • Expiration date: 2/29/24

The Offer

Direct link to offer

  • Redwood Credit Union is offering a $250 bonus when you open a new checking account and complete the following requirements:
    • Use promo code 250FORME
    • Have at least $500 in qualifying direct deposits within 90 days of account opening

The Fine Print

  • Offer valid until 02/29/2024.
  • Promotion is offered to new RCU Members.
  • Employees of RCU and/or RCUSG, volunteer Officials, their family members and roommates are not eligible. Promotion is subject to change and certain restrictions may apply.
  • To receive the $250 bonus, you must open a qualifying new checking account with Redwood Credit Union with a qualifying direct deposit. Qualifying checking accounts are limited to General Membership, open for a minimum of 60 days.
  • Youth, business, health savings (HSA), custodial, trusts, and other specialized accounts are excluded from this offer.
  • Direct deposit must be an ACH deposit of $500 or more with an effective deposit date within 90 days of account opening.
  • Direct deposit is restricted to regular income deposits, government benefits, and monthly retirement income.
  • Person-to-person payments such as Venmo™, PayPal, or Zelle®, and external transfers from linked accounts are excluded.
  • One $250 bonus is available per qualifying individual.
  • New Members must qualify for membership and are required to establish a membership account.
  • Membership is open to anyone living or working in one of the eight North Bay counties RCU serves, some restrictions may apply. For new membership accounts, you must deposit $5 in a regular savings account to open a checking account. The promo code expires on 02/29/2024. $250 bonus is considered interest and will be reported on IRS Form 1099-INT. Participant is responsible for all applicable taxes. Bonus will be awarded by a credit to the newly established checking account within 30 days of meeting checking account and direct deposit requirements.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

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This account has no monthly fees to worry about.

Early Account Termination Fee

Unsure if there is any EATF.

Our Verdict

Requirements seem easy to meet, as always if anybody goes for it then please share your experiences in the comments below.

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Hat tip to Travel With Grant.

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