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[.edu E-mail Required] University Credit Union $300 Checking Bonus, Direct Deposit Not Required


Offer at a glance

  • Maximum bonus amount: $300
  • Availability: Full list of eligibility can be found here.
  • Direct deposit required: No
  • Additional requirements: See below
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: $15, six months
  • Household limit: None listed
  • Expiration date: None listed

The Offer

Direct link to offer

  • University Credit Union is offering a $300 bonus. Broken down as follows:
    • Earn $100 when you open a new University Checking Account. New account must be opened with a .edu email address to qualify.
    • Earn $100 more for enrolling in digital banking.
    • Earn $100 more for making 10 transactions with your UCU debit card in the first 90 days after account opening.

The Fine Print

  • Effective January 1, 2024, qualifying members will earn $100 when they open a University Checking Account with a minimum of $50 deposit.
  • Member will earn additional $100 for enrolling in digital banking. Within 90 days after account opening, member must make 10 qualifying transactions with their debit card to receive the final $100 bonus.
  • Checking account must be open to qualify for the digital banking and card usage bonuses.
  • All qualifying bonus payments will post to the checking account 91 days after account opening.
  • Offer only valid for new accounts opened by students with a .edu email address.
  • Account must remain open and in good standing for 90 days to receive bonus payments. Bonuses may be subject to IRS reporting; consult with your tax advisor.
  • Account opening promotion is subject to end or change at any time and is not valid with any other offers. Membership terms and conditions apply.
  • To establish a UCU Membership, you must deposit at least $5 to a Regular (Share) Savings Account. All accounts are subject to approval.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

According to the fee schedule there is a $15 fee if closed within six months of account opening

Our Verdict

Good deal even if it turns out to be a hard pull as the requirements are easy to meet. Could see this one being pulled early and we will add it to our best bank bonus page.

Hat tip to ShawntheShawn

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