Santander Bank Checking Account Bonus

Santander Bank Checking Account Bonus

Santander Bank has a promotion that can earn you $400 when you open a new checking account. This Santander Bank checking account bonus is for residents of NH, MA, RI, CT, DE, NY, NJ, FL, or PA and available until March 31, 2024. Check out all the details below.

The Offer

Get $400 when you:

  • Get your promo code here.
  • Open a new Santander Select® Checking, Simply Right® Checking, or Santander® Private Client Checking account ($25 minimum opening deposit on all).
  • Have direct deposits totaling $5,000 or more post to this account within the first 90 days.

Account must be opened in a branch. Visit the branch locator to find a location near you. Promotion Code must be entered at new account opening to be eligible for this offer, and cannot later be added to an account, or changed, unless it is presented and applied within 14 days of account opening.

Other Important Details

The 90 day period begins the day of account opening, unless the account is opened on a weekend or holiday, in which case the period begins on the first business day after account opening. Offer is transferable until redeemed by the addressee and we reserve the right, in our sole discretion, to limit the number of times this Promotion Code may be used.

Bonus is considered interest and will be reported to the IRS on Form 1099-INT. If multiple accounts are opened with the same signer, only one account will be eligible for the bonus.


  • Available to residents of NH, MA, RI, CT, DE, NY, NJ, PA, or FL (In Florida, this offer is only eligible online in ZIP codes within Miami Dade, Monroe, and Broward Counties, including ZIP code 34141).
  • You must be 18 years or older.
  • Offer is not available if any account owner is a current deposit customer of Santander or had a Santander deposit account in the last 12 months prior to account opening.
  • Offer is transferable until redeemed by addressee and we reserve the right in our sole discretion, to limit the number of time this promotion code maybe be used.

Account Fees

Simply Right Checking

  • $10 Monthly Fee, waived with one transaction per calendar month.

Basic Checking

Early Closing Fee

  •  No fee, but account must remain open in an eligible account type until payment of bonus, which will occur within 30 days thereafter. In addition, the account must remain open and in good standing to be bonus eligible.

Guru’s Wrap-Up

This is a good bonus from Santander bank, although we recently saw a $500 and $600 bonus as well. But this new offer also applies to the Simply Right Checking account which you can easily keep fee-free. To get the $400 bonus you need to get your promo code provided in the promotion page. You then need to visit a Santander branch to complete the process, and have $5,000 in direct deposits.

Bank bonuses are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses. You can also access bonuses available in your state by visiting Just replace NY with your state.

And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

💡 Link & Key Details

  • Bonus: $400
  • Account Type: Simply Right, Basic
  • Availability: CT, DE, FL, MA, NH, NJ, NY, PA, RI
  • Inquiry Type: Soft pull
  • Credit Card Funding: Up to $500 (Online)
  • Direct Deposit Requirement: $5,000 within 90 days (see what works)
  • Other requirements: None
  • Monthly Fee: $10 (waived with 1 transaction)
  • Closing Account Fee: None
  • Expiration Date: 12/28/23 1/31/24 3/31/24

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