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Maximizing redemptions with the IHG One Rewards program


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IHG One Rewards usually is not as properly cherished within the factors and miles group as applications like Marriott Bonvoy and World of Hyatt. However IHG motels and resorts can be found in lots of locations, and it is easy to get good worth when redeeming IHG factors.

Incomes IHG factors can also be comparatively straightforward. For instance, new candidates for the $99-annual-fee IHG One Rewards Premier Credit score Card can earn 165,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. And new candidates for the no-annual-fee IHG One Rewards Traveler Credit score Card can earn 100,000 bonus factors after spending $2,000 on purchases within the first three months.

So, let’s focus on methods to maximize IHG One Rewards redemptions.

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Calculate your redemption price

IHG started utilizing dynamic award pricing in 2020. Now, all IHG award stays are priced dynamically, which means the variety of factors you will must redeem for a keep varies based mostly in your reserving date, the property you select, your keep dates and different components.

However even with dynamic pricing, getting good worth out of your IHG One Rewards factors continues to be attainable. TPG’s valuations peg the worth of IHG factors at 0.5 cents every, however you possibly can usually get a better redemption price when redeeming IHG factors.

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For instance, let’s assume you wish to ebook a normal room with one king mattress on the Vacation Inn Savannah Historic District for the night time of Nov. 8. You could possibly ebook a price with no breakfast however free cancellation till two days earlier than your keep for $357 or 47,000 factors. For those who redeem IHG factors for this night time, you will get a redemption price of 0.76 cents per level.

That mentioned, you will not at all times get a great redemption worth. So, at all times examine the money price to the factors price and calculate your redemption price. In case your redemption price is low, think about reserving a paid price on your keep and saving your factors for a higher-value redemption.

Associated: The 19 finest IHG motels on the planet

Be versatile

One other strategy to maximize your IHG factors is to be as versatile as attainable. For instance, you might save factors (or cash) within the above instance by shifting your keep to different dates. Particularly, you might redeem 43,000 factors or pay $340 if you happen to shifted your one-night keep a couple of weeks later.

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Likewise, in case you are versatile as to the place you keep in a metropolis — and even town you go to — you might be able to redeem fewer factors. For instance, you may resolve to avoid wasting by staying out close to the Savannah airport for the one-night keep mentioned within the earlier part. By doing so, you might redeem 32,000 factors or pay $247 on your keep.

Briefly, being versatile may also help you redeem fewer factors on your stays and maximize your factors.

Associated: What bank card do you have to use for IHG stays?

Examine Factors & Money redemptions

It is also price checking Factors & Money charges. Because the title suggests, Factors & Money charges allow you to mix IHG factors and cash to stretch your factors additional. You may see these redemption choices by choosing “Factors + Money” as soon as you choose a lodge from the search outcomes.


As with all redemptions, run the numbers to see if a Factors & Money reserving is smart. Within the above instance, you might ebook an evening that might value $357 or 47,000 factors for:

  • 47,000 factors and $0 (redemption price of 0.76 cents per level)
  • 42,000 factors and $33 (redemption price of 0.77 cents per level)
  • 37,000 factors and $66 (redemption price of 0.79 cents per level)
  • 32,000 factors and $99 (redemption price of 0.81 cents per level)
  • 27,000 factors and $124 (redemption price of 0.86 cents per level)
  • 22,000 factors and $149 (redemption price of 0.95 cents per level)

Whenever you make a Factors & Money reservation, you are really shopping for factors utilizing the money portion of the reserving. Ought to you want to cancel, your refund will come totally in factors moderately than the mixture of money and factors you initially used.

Associated: Now you possibly can switch IHG factors to others free of charge: This is how

Use the fourth-night-reward perk

If in case you have the IHG One Rewards Premier Credit score Card, IHG One Rewards Traveler Credit score Card or IHG One Rewards Premier Enterprise Credit score Card, you possibly can profit out of your card’s fourth-night-reward perk on stays of 4 nights or extra whenever you ebook your keep totally with IHG factors. In observe, this perk drops the price of each fourth night time on award stays of 4 nights or longer to zero factors.

To make use of this perk, log in to an account related to an eligible IHG bank card, seek for a keep of 4 nights or longer and decide to redeem IHG factors. You will see the discounted charges in your search outcomes.

There isn’t any cap on what number of instances you need to use this perk yearly. And you’ll even get multiple fourth-night reward on a single keep. For instance, you’d get two fourth-night rewards on a keep of eight to 11 nights and three on a keep of 12 to fifteen nights.

Associated: Why you need to get (and maintain) the IHG One Rewards Premier card

Examine for worth drops

It’s also possible to maximize your IHG factors by periodically checking for drops in award pricing on your upcoming stays. To take action, do a brand new award seek for your dates and see if the charges are decrease. If they’re, cancel your keep and rebook (or, when you’ve got sufficient factors in your account to take action, ebook the brand new keep after which cancel the higher-priced keep). Sadly, I have not discovered a strategy to re-price IHG stays with out making a brand new reserving.

Associated: How rebooking lodge stays may also help you save on award nights

InterContinental Danang Solar Peninsula Resort in Vietnam. KATIE GENTER/THE POINTS GUY

Know when to purchase IHG factors

You may purchase IHG factors for as little as 1 cent per level whenever you buy 26,000 IHG factors or extra. Though you will typically get greater than 1 cent per IHG level, I do not advocate shopping for IHG factors at this price since IHG limits the factors you should buy every calendar yr. As such, every level you buy at 1 cent is a degree you possibly can’t buy throughout IHG’s periodic promotions that allow you to purchase factors for as little as 0.5 cents per level.

Shopping for factors at 0.5 cents every matches TPG’s valuation for IHG factors and is decrease than the redemption price I normally get when redeeming IHG factors. So, if you happen to normally get greater than 0.5 cents per level in your IHG award stays and discover your steadiness getting low, think about shopping for factors subsequent time IHG provides a 100% bonus.

Associated: Must you purchase IHG factors or switch rewards from Chase?

Vacation Inn Johannesburg Airport in South Africa. KATIE GENTER/THE POINTS GUY

Earn IHG elite standing

Incomes IHG elite standing might offer you extra perks in your stays. The most effective perks — like the choice to decide on breakfast as a welcome amenity at full-service and select-service manufacturers — are solely obtainable for top-tier Diamond Elite members. You may earn Diamond Elite standing by staying 70 qualifying nights, incomes 120,000 qualifying factors or spending $40,000 in your IHG One Rewards Premier Credit score Card or IHG One Rewards Premier Enterprise Credit score Card in a calendar yr.

Even when Diamond Elite standing is out of attain, it is nonetheless straightforward to earn Platinum Elite standing. This standing sometimes requires 40 qualifying nights or 60,000 qualifying factors in a calendar yr. However you may get Platinum Elite standing as an automated perk of InterContinental Ambassador, the IHG One Rewards Premier Credit score Card or the IHG One Rewards Premier Enterprise Credit score Card.

If you wish to get essentially the most worth out of your IHG factors, you will doubtless discover snagging IHG elite standing worthwhile. Plus, if you happen to join InterContinental Ambassador, you will get further perks at InterContinental and Six Senses properties collaborating in IHG One Rewards.

Associated: Confirmable suite upgrades, factors and extra: Your information to IHG One Rewards’ Milestone Rewards

Backside line

It is comparatively straightforward to maximise redemptions with the IHG One Rewards program. By checking redemption charges earlier than reserving and opting to redeem factors when the redemption price is excessive, you will get strong worth out of your IHG factors. And if you happen to do not have already got an IHG bank card, think about including the IHG One Rewards Premier Credit score Card or IHG One Rewards Traveler Credit score Card to your pockets whereas they’re providing elevated sign-up bonuses.


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