spot_img

Capital One QuicksilverOne assessment: Full particulars


Capital One QuicksilverOne Money Rewards Credit score Card overview

The Capital One QuicksilverOne Money Rewards Credit score Card affords easy, limitless 1.5% cash-back rewards charges. When you’ll get higher earnings with different cash-back playing cards, the QuicksilverOne is a stable possibility for these with restricted credit score historical past. Card ranking*: ⭐⭐⭐½

*Card ranking is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

With an annual price of $39 (see charges and costs), the Capital One QuicksilverOne Money Rewards Credit score Card is designed for these trying to construct up their credit score rating whereas nonetheless incomes a modicum of cash-back rewards.

The QuicksilverOne boasts a easy incomes construction of 1.5% again on all purchases, making it a stable alternative regardless of its restricted advantages. It has a advisable credit score rating of 670 or above.

Let’s dive into the cardboard particulars.

QuicksilverOne execs and cons

Professionals Cons
  • Limitless 1.5% money again on all purchases
  • Six months of complimentary Uber One via assertion credit
  • No bonus spending classes
  • Restricted advantages
  • $39 annual price (see charges and costs)

QuicksilverOne welcome provide

Sadly, the QuicksilverOne affords no conventional sign-up bonus.

THE POINTS GUY

That is commonplace on a card for these with a restricted credit score historical past, however there are a couple of choices on the market that may get you some straightforward rewards.

Associated: 13 playing cards at present providing sign-up bonuses of 100,000 factors or extra

QuicksilverOne advantages

The most effective advantage of the QuicksilverOne is the power to earn as much as six months of complimentary Uber One membership assertion credit via Nov. 14.

Day by day Publication

Reward your inbox with the TPG Day by day e-newsletter

Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants

Other than that, although, you will get just some normal perks on restricted credit score historical past playing cards, like $0 fraud legal responsibility, the power to observe your credit score rating with CreditWise and the choice to be robotically thought-about for the next credit score line in as little as six months.

You may doubtless discover higher limited-history choices except you are keen on the complimentary Uber One membership.

Incomes money again on the QuicksilverOne

PEOPLEIMAGES/GETTY IMAGES

The QuicksilverOne earns a easy 1.5% money again on all purchases.

This can be a respectable return if you do not have a very excessive spending class. Nonetheless, if you happen to often spend a number of cash in a specific class, like eating, you will doubtless wish to discover a card that earns extra in that class.

Associated: The most effective bank cards for every bonus class

Redeeming money again on the QuicksilverOne

You may redeem your QuicksilverOne rewards on-line as a press release credit score, verify or present card with no minimal redemption quantity.

MSTUDIOIMAGES/GETTY IMAGES

When you will not rating any candy spot redemptions with this card, you additionally will not must spend time deciding amongst ample redemption choices. Money-back rewards are glorious for many who desire simplicity.

TPG bank card author Emily Thompson appreciates the flexibility of cash-back rewards and likes to make use of her money again to cowl issues that factors and miles do not, like airport meals and presents.

Associated: Why you must hold a cash-back bank card in your pockets

What playing cards compete with the QuicksilverOne?

For many who need stronger earnings charges and extra perks, there are various higher selections out there.

For added choices, take a look at our full checklist of the very best cash-back playing cards.

Associated: How to decide on a cash-back bank card

Is the QuicksilverOne price it?

The QuicksilverOne is a good possibility for these with a restricted credit score historical past who wish to earn money again. However when you have the next credit score rating or do not wish to pay an annual price whereas rebuilding your credit score rating, you will do a lot better with a distinct card.

Backside line

The QuicksilverOne affords a good cash-back incomes fee, however the lack of a welcome provide and the $39 annual price are vital drawbacks. Regardless of your credit score rating, there are alternatives on the market that supply comparable earnings and extra perks, all with out an annual price.

For Capital One merchandise listed on this web page, among the above advantages are offered by Visa® or Mastercard® and should fluctuate by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.


Apply right here: QuicksilverOne Money Rewards




Supply hyperlink

Related Articles

LEAVE A REPLY

Please enter your comment!
Please enter your name here

- Advertisement -spot_img

Latest Articles