[KS & MO only] CommunityAmerica Credit score Union $200 Checking Bonus

3/2/24: Deal is again till 3/10/2024. Hat tip to reader Paul

Replace 12/10/23: Prolonged till 1/31/24

Replace 11/11/23: Deal is again and legitimate till 12/10/2023.

Replace 7/4/22: Prolonged till 07/17/2022.

Replace 5/12/22: Deal is again, however now for $200 as an alternative of $150.

Supply at a look

  • Most bonus quantity: $150
  • Availability:  Should stay, work or worship in choose MO & KS counties:
    • MO: Clay, Jackson, Platte, St. Louis
    • KS:  Douglas, Jackson, Jefferson, Johnson, Leavenworth, Miamia, Shawnee, Wyandotte
  • Direct deposit required: Sure, $250+
  • Extra necessities: eStatements & provde e-mail tackle
  • Onerous/tender pull: Onerous pull
  • ChexSystems: Unknown
  • Bank card funding: Not less than $5,000
  • Month-to-month charges: None
  • Early account termination price:
  • Family restrict: None listed
  • Expiration date: October 31, 2020 December 31, 2020 6/30/2022

The Supply

Direct hyperlink to supply

  • CommunityAmerica Credit score Union is providing a bonus of $200 while you open a brand new Chiefs checking account and full the next necessities inside 45 days of account opening:
    • Present your electronic mail tackle.
    • Enroll in eStatements.
    • Arrange a recurring month-to-month direct deposit of not less than $250, not aggregated.


The Superb Print

  • The direct deposit must be an digital deposit of your paycheck, pension or authorities advantages out of your employer or the federal government. Individual to individual funds (reminiscent of Popmoney) will not be thought-about a direct deposit.
  • Inside 30 days of assembly qualification necessities, a $150 credit score shall be posted into the first account proprietor’s membership financial savings account. The account have to be open and in good standing on the time of payout to qualify for the credit score.
  • Examples of ineligible accounts could embody: delinquent accounts, accounts which have induced the credit score union to expertise a loss, accounts through which we suspect criminal activity, fraud, rip-off or monetary exploitation, or accounts concerned in authorized or administrative proceedings.
  • Restrict one $150 credit score per account and per member. Supply topic to vary with out discover and can’t be mixed with every other provide.
  • The credit score could also be reported as revenue on IRS Type 1099-MISC.
  • All checking account bonuses are handled as revenue/curiosity and as such you need to pay taxes on them

Avoiding Charges

Month-to-month Charges

This account has no month-to-month charges to fret about.

Early Account Termination Charge

I don’t see any early account termination price talked about. Final time this bonus was provided the accounts want to remain open for six months in any other case bonus was forfeited.

Our Verdict

Not likely value contemplating because of the exhausting pull, beforehand we’ve seen the similar bonus with no direct deposit requirement as nicely. Due to this we received’t add this to our finest financial institution bonus web page.

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