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Citi ThankYou: Greatest methods to redeem and maximize your factors


Citi is a TPG promoting accomplice.

In case you have Citi ThankYou Rewards factors — or are contemplating whether or not you need to reap the benefits of a present Citi ThankYou provide — you might be occupied with the very best methods to redeem these factors. Whereas some redemption choices provide as little as 0.8 cents per level, you possibly can often get at the least double this worth while you redeem Citi ThankYou factors with resort or airline companions.

On this information, we’ll cowl among the greatest methods to redeem Citi ThankYou factors for maximal worth and provide recommendation on the redemptions to keep away from.

Tips on how to maximize Citi ThankYou Rewards

You could have many choices in terms of redeeming Citi ThankYou Rewards, however based mostly on the way you redeem your rewards, your Citi ThankYou factors worth will differ. If you wish to maximize your Citi ThankYou Rewards, you may want to decide on high-value redemption choices and keep away from low-value ones.

TPG’s valuations peg the worth of Citi ThankYou factors at 1.8 cents every based mostly on the worth you may get in case you maximize your factors. To maximise your Citi factors, you may often need to keep away from the next lower-value redemption choices:

  • Redeem for reward playing cards: Normally 1 cent per level however as much as 1.11 cents per level throughout gross sales
  • Ebook flights, resorts, automotive leases or sights by the Citi Journey portal: 1 cent per level
  • Redeem for money rewards by way of assertion credit score, direct deposit or verify within the mail: 1 cent per level
  • Store with factors: Normally 0.8 cents per level

You may seemingly additionally need to keep away from sharing your factors with one other Citi ThankYou member until you might be closing your account or they’re making a redemption now and want extra factors to take action. Though there is not a price to share ThankYou factors with one other member, the shared factors expire 90 days after receiving them. You can even donate your factors, however doing so will not present any tangible worth to you (apart from figuring out you donated).

As you possibly can see, a number of redemption choices will present 1 cent per level of worth, however if you wish to maximize Citi ThankYou Rewards factors and get greater than 1 cent per level, you may must switch your Citi factors to loyalty applications. Within the subsequent part, we’ll focus on among the greatest methods to redeem Citi ThankYou factors utilizing switch companions.

Associated: Now you can redeem your Citi factors at Walmart, however you in all probability should not

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Greatest methods to redeem Citi ThankYou factors

One of the best ways to redeem Citi ThankYou factors is for a high-value redemption with one of many Citi ThankYou switch companions. You may get much more worth in case you make the most of a switch bonus.

Citi has 14 airline companions, 4 resort companions and one retail accomplice to which you’ll switch your factors when you’ve got the Citi Premier® Card (see charges and costs), the Citi Status® Card or the AT&T Entry Extra Card. Even when you have no of those three playing cards, you possibly can nonetheless switch Citi ThankYou factors to JetBlue TrueBlue, Wyndham Rewards and Selection Privileges.

The data for the Citi Status Card and AT&T Entry Extra Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Now, let’s focus on among the greatest methods to redeem Citi ThankYou factors for maximal worth.

Air France-KLM Flying Blue

Air France-KLM Flying Blue provides some good redemption choices for vacationers. In October 2023, Flying Blue standardized pricing for its saver-level redemptions to Europe, which resulted in some will increase and a few decreases, however one of the vital interesting makes use of of the Flying Blue program stays Promo Rewards. With Flying Blue Promo Rewards, you possibly can usually snag discounted one-way financial system flights between choose U.S. airports and numerous European cities from round 15,000 miles per particular person.

In case you have the Citi Premier Card, the Citi Status Card or the AT&T Entry Extra Card, you possibly can switch Citi ThankYou factors to Air France-KLM Flying Blue at a 1:1 ratio.

Associated: Tips on how to discover the most affordable redemption charges utilizing Flying Blue miles

ZACH GRIFF/THE POINTS GUY

Avianca LifeMiles

Avianca LifeMiles is properly cherished for its interesting Star Alliance award pricing. For instance, you possibly can use LifeMiles to avoid wasting on journey inside the U.S. and to Canada. LifeMiles is probably the easiest way to e book Lufthansa first-class, and you will find a number of LifeMiles candy spots for flying in long-haul enterprise class. Nonetheless, there’s some unhealthy information: There are a number of methods Avianca LifeMiles might enhance its program, and a few vacationers keep away from this system resulting from its IT and customer support points.

In case you have the Citi Premier Card, the Citi Status Card or the AT&T Entry Extra Card, you possibly can switch Citi ThankYou factors to Avianca LifeMiles at a 1:1 ratio.

Associated: Star Alliance member Avianca rebrands, focuses on enlargement and improved reliability

Turkish Miles&Smiles

Turkish Miles&Smiles just lately applied larger award charts, so some vacationers might imagine its inclusion on this listing is questionable. However Turkish Miles&Smiles nonetheless provides some interesting award charges. Particularly, 65,000 miles for a one-way business-class flight between the U.S. and Istanbul continues to be a good deal. Flying one-way between the U.S. and Hawaii for 10,000 miles can be compelling. It simply stings that you can beforehand safe these awards for fewer miles.

In case you have the Citi Premier Card, the Citi Status Card or the AT&T Entry Extra Card, you possibly can switch Citi ThankYou factors to Turkish Miles&Smiles at a 1:1 ratio.

ZACH GRIFF/THE POINTS GUY

Virgin Atlantic Flying Membership

Virgin Atlantic has devalued its award chart a number of occasions, with the newest being will increase to Delta-operated Flying Membership awards. Even so, Virgin Atlantic Flying Membership stays a well-liked program with some award vacationers. You’ll be able to maximize Virgin Atlantic factors on over 20 accomplice airways, together with SkyTeam airways. Plus, you possibly can generally e book discounted transatlantic awards by the Virgin Atlantic Promo Awards promotion.

In case you have the Citi Premier Card, the Citi Status Card or the AT&T Entry Extra Card, you possibly can switch Citi ThankYou factors to Virgin Atlantic Flying Membership at a 1:1 ratio.

Selection Privileges

Selection Privileges award nights price between 6,000 and 35,000 factors in most areas, but it surely’s potential to get outsize worth in case you keep on costly dates or in a dear vacation spot. I’ve gotten nice worth redeeming Selection factors for stays in Japan, Europe and costly U.S. locations (reminiscent of close to ski resorts in winter and enormous cities on high-demand dates). You can even get good worth while you redeem factors for properties on the present Selection Motels Candy Spot Rewards listing.

In case you have the Citi Premier Card, the Citi Status Card or the AT&T Entry Extra Card, you possibly can switch Citi ThankYou factors to Selection Privileges at a 1:2 ratio. In case you have one other card that earns ThankYou factors, you possibly can switch factors to Selection Privileges at a 2:3 ratio.

Associated: Redeem Selection factors for a Maldives resort, half-board resorts, suites and extra

CAMBRIA HOTEL COPPER MOUNTAIN/CHOICEHOTELS.COM

Wyndham Rewards

Wyndham Rewards provides a three-tier award chart, with award nights costing 7,500, 15,000 or 30,000 factors every. As such, there’s usually good worth to be discovered at some properties that price 7,500 or 15,000 factors per night time — particularly in case you’re touring throughout high-demand dates the place paid charges are excessive. You may additionally generally discover good worth in redeeming Wyndham factors for Vacassa trip leases. And when you’ve got a cobranded Wyndham Rewards bank card, you may get a ten% low cost when redeeming factors without cost nights.

In case you have the Citi Premier Card, the Citi Status Card or the AT&T Entry Extra Card, you possibly can switch Citi ThankYou factors to Wyndham Rewards at a 1:1 ratio. In case you have one other card that earns ThankYou factors, you possibly can switch factors to Wyndham Rewards at a 5:4 ratio.

Associated: The 12 greatest Wyndham resorts on this planet

Citi playing cards that earn ThankYou factors

Numerous Citi playing cards earn ThankYou factors, however solely three playing cards — the Citi Premier Card, the Citi Status Card and the AT&T Entry Extra Card — earn full-fledged ThankYou factors you possibly can switch to all companions mentioned above.

In case you solely produce other ThankYou Rewards playing cards — such because the Citi Double Money® Card (see charges and costs) or the Citi Rewards+® Card (see charges and costs) — you may earn restricted ThankYou factors you can solely redeem for cash-back rewards or switch to Selection Privileges, Wyndham Rewards or JetBlue TrueBlue at a lowered ratio. One notably helpful perk of the Citi Rewards+ Card is that cardholders get 10% of the factors they redeem again (as much as the primary 100,000 factors redeemed per yr).

You’ll be able to switch rewards earned by any ThankYou Rewards card to an account incomes full-fledged ThankYou factors after which redeem them with any of the Citi switch companions. So, when you’ve got the Citi Premier Card and the Citi Double Money Card, you possibly can switch rewards earned by the Citi Double Money to your Citi Premier account earlier than redeeming.

Associated: Citi Status vs. Citi Premier: Do you have to maintain the Status or downgrade to the Premier?

Backside line

One of the best ways to maximise Citi ThankYou factors is to make use of high-value switch companions for redemptions that offer you at the least 1.8 cents per level.

Nonetheless, when you’ve got Citi ThankYou factors and do not need to use switch companions, the easiest way to get good worth out of your factors is to redeem them for a present card you may use throughout a sale at a fee of greater than 1 cent per level. In any other case, think about redeeming for a direct deposit or verify at 1 cent per level.



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