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Tens of millions lacking out on watching TV without spending a dime

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Test now! Round 1.75 million households might save £170 a 12 months with a free TV licence utilizing this little-known rule.

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Within the UK, anybody who tunes into stay tv, together with well-liked channels just like the BBC, ITV, and Sky, is required to buy a TV licence.

(In the event you don’t, might you ditch your TV licence too).

For many, this implies paying £169.50 yearly for a color TV.

Nonetheless, a big profit exists for these over the age of 75 who’re on Pension Credit score — they’re eligible for a free TV licence, probably saving £170 every year.

Tens of millions in advantages unclaimed

Shockingly, over £249 million in free TV licences go unclaimed every year, as reported by Coverage in Follow.

This missed alternative impacts over a million pensioners who might reap the benefits of this rule however haven’t but utilized.

Why this issues to you

Whereas the principle readers right here, you my pal, are usually fairly a bit youthful, you could be questioning why we’re mentioning it.

The knowledge is for the older era, nevertheless it’s essential for youthful individuals too.

Understanding and sharing this may also help be sure that your dad and mom or grandparents aren’t lacking out on advantages they’re entitled to.

It’s about searching for one another and ensuring everybody will get the assist they want.

Plus, remembering that this will likely nonetheless be round after we get sufficiently old to assert it! Or, it may not…

The problem with Pension Credit score

One purpose extra individuals aren’t claiming this free licence is the dearth of claiming Pension Credit score itself.

Eligibility for a free TV licence is linked to receiving Pension Credit score, however as of final 12 months, practically 1.5 million older adults eligible for this credit score haven’t claimed it.

This group is lacking out on not solely the free TV licence but additionally as much as £2,677 yearly in extra monetary assist.

Who qualifies for Pension Credit score?

Pension Credit score is for retirees over the State Pension age of 66 who stay in England, Scotland, or Wales.

It’s designed for these with a weekly earnings beneath £218.15 for singles, and £332.95 for {couples}.

This credit score takes into consideration most pensions and advantages however excludes issues like Attendance Allowance and Private Independence Funds (PIP).

How a lot might you obtain?

Pension Credit score is available in two elements: Assure Credit score and Financial savings Credit score.

Assure Credit score ensures a minimal weekly earnings of £218.15 for singles and £332.95 for {couples}.

Financial savings Credit score provides a little bit additional for individuals who have saved for retirement, as much as £17.01 weekly for singles and £19.04 for {couples}.

Making use of is easy

Making use of for Pension Credit score could be completed as much as 4 months earlier than reaching State Pension age.

You possibly can apply on-line or by cellphone, and it’s doable to backdate your declare for as much as three months.

With a considerable sum of money left unclaimed every year, checking eligibility for Pension Credit score and a free TV licence is a small step that would result in important financial savings for eligible seniors.

This isn’t nearly saving cash; it’s about guaranteeing that advantages designed to assist our elders are absolutely taken benefit of.

So, take a second to debate this with older members of the family. It’s a dialog that would result in substantial financial savings!

Naomi Willis
Newest posts by Naomi Willis (see all)

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